Spain ikutsogolera kulipira kosalumikizana munthawi yolipira mafoni

Apple Pay, Samsung Pay, Bizzum ... tili tsopano munthawi yolipira mwachanguTilibe nthawi kapena chikhumbo chotaya nawo ntchito yomwe ingatikhudze pachuma, siina ayi koma kulipiritsa. Ngakhale zili choncho ku Spain, dziko lomwe mpaka posachedwapa linali chizolowezi chowonetsa (ndikupempha) DNI kuti itsimikizire wogwiritsa ntchito khadi ya kirediti. Umu ndi momwe mabanki ambiri aku Spain adathandizira kupereka NFC.

Mwa njira iyi, Spain yakhala, ngakhale tili ndi chizoloŵezi chovuta kusintha pazinthu zachitukuko, dziko ku Europe lomwe lili ndi chiwongola dzanja chachikulu kwambiri. Nkhani yabwino ikugogomezera kuti tili m'dziko lomwe mwachizolowezi limakana ukadaulo watsopano m'malo ambiri.

Gulu la Osborne clarke yachita kafukufuku yemwe akuwulula kuti 57% aku Spain nthawi zonse amagwiritsa ntchito makhadi osalumikizana, chifukwa chake kutumizidwa ndi mabungwe amabanki kwakhala kokwanira komanso koyenera nthawi yomweyo. Nthawi ino tapeza munthu wamkulu kwambiri kuposa aku Europe, omwe ndi 45%. Popeza sizingakhale njira ina iliyonse, kutsimikizira kupambana kwa osalumikizana ndi ma kirediti kadi ndi ngongole ndikofunikira kwambiri kuti mabizinesi azisintha ndikuphatikiza ma dafoni osinthidwa, mbali ina yomwe Spain ikutsogolera Europe molingana ndi kafukufuku wa VISA yomwe imatsimikizae pali malo pafupifupi 820.000 osalumikizana ku Spain konse, poti pofika 2020 mabizinesi onse omwe amalandila kulipira makhadi amaphatikizaponso.


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