I-2017 ibingunyaka olungileyo wokuhlawula ngaphandle konxibelelwano eSpain: iipesenti ezingama-45 zabasebenzisi

Ruben Gallardo

Imizuzu ye2

ukukhula kusetyenziso lokuNxibelelana eSpain

Okwangoku kunzima ukufumana iivenkile ezingenayo i-POS (indawo yentengiso) okanye iidatha. Ukongeza, izinto ezininzi esizithengayo zenziwa ngamakhadi etyala okanye etyala. Kwaye uninzi lweebhanki sele lubonelela ngamakhadi ekunxibelelana nabathengi bawo. Kwaye ngokwe-VISA kwingxelo yakutshanje, Phakathi kukaSeptemba 2016 noSeptemba 2017, ukusetyenziswa kwale teknoloji eSpain kunyuke kakhulu.

Khumbula ukuba Itekhnoloji engenakunxibelelana esivumela ukuba senze intlawulo kwi-POS ehambelana nokuzisa ikhadi nje kufutshane. Ukuba imali ayidluli kwi-euro ezingama-20, musa ukucela inombolo eyimfihlo yePIN ukuqinisekisa intengiso. Kwaye le nkqubo iya isanda ngokubonakalayo kwiivenkile ezahlukeneyo.

Ukusetyenziswa kweselfowni kwiintlawulo zaseSpain

Ngokwe-VISA, ukwanda kwale teknoloji eSpain kunyaka opheleleyo (kude kube nguSeptemba 2017) kufikelele kwi-17% xa kuthelekiswa noko bekuqokelelwe de kwaba nguSeptemba 2016. Okanye ubeke enye indlela: de kube nguSeptemba 2017, I-45% yabasebenzisi basebenzise le teknoloji ukuqhuba intlawulo zabo.

Kwelinye icala, i-MasterCard ikwatyhila oko kuluntu lwaseSpain I-42% yamakhadi asebenzayo anolu khetho lokuhlawula. Kwaye kujongwe ukuba kwisithuba seminyaka emi-2 zonke iiterminal ze-POS zisebenzise le teknoloji. Kwelinye icala, awufanelanga ukulibala ukubhatala iifowuni eziphathwayo okanye iiwotshi ezifanelekileyo. Basebenzisa obu buchwephesha kwaye ngakumbi nangakumbi iibhanki zamkela amaqonga anje nge Apple Pay, Google Pay okanye Samsung Pay.

Kukukhawuleza ukwamkelwa kwale teknoloji phakathi koluntu Kuqikelelwa ukuba kwi-2020 ngaphezulu kwe-90% yabemi banokukhetha olu hlobo lweentlawulo. Ngokophando, iipesenti ezingama-33 zabasebenzisi bagqabaze ukuba bakhethe ukuhlawula ngaphandle konxibelelwano ngokulula kunye nesantya.

Njengenqaku lokugqibela, ekubhekiswa kulo kuthathe iminyaka eli-10 ukwenza le teknoloji phakathi kwabantu. Kwaye yayikulungele ngo-2005 kwaye kwakungekho ngo-2015 ukuba yaqala ukunyuswa phakathi kwabaxhasi beebhanki.


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  1. Uxanduva lwedatha: UMiguel Ángel Gatón
  2. Injongo yedatha: Ulawulo lwe-SPAM, ulawulo lwezimvo.
  3. Umthetho: Imvume yakho
  4. Unxibelelwano lwedatha: Idatha ayizukuhanjiswa kubantu besithathu ngaphandle koxanduva lomthetho.
  5. Ukugcinwa kweenkcukacha
  6. Amalungelo: Ngalo naliphi na ixesha unganciphisa, uphinde uphinde ucime ulwazi lwakho.

  1.   Igumbi laseLucia Spain sitsho
    yenzayo 6 iminyaka

    Itekhnoloji eSpain iqhubela phambili ngokukhawuleza kwaye ndicinga ukuba akukho nto sinomona ngayo kwamanye amazwe. Le nkqubo yokuhlawula ibonakala isebenza ngakumbi kum. Ngokuqinisekileyo kwiminyaka embalwa siya kuba uninzi lwabasebenzisi bale nkqubo besebenza.

    Phendula uLucia Spain Chambers