Wani lokaci da suka gabata biyan kuɗi ta hanyar wayoyin hannu sun zo rayuwarmu don zama. A halin yanzu wasu usersan masu amfani ne kawai ke amfani da su, waɗanda suka yi watsi da wahalar da koyaushe ke ɗauke da walat ɗin su da katunan su tare da su, yayin da da yawa suka fara saba da shi kuma suna jin daɗin sauƙin katunan da ba sa tuntuɓar su.
Kyakkyawan wayoyin salula da bankin ku ya ba da izinin biya ta wannan hanyar sune ƙa'idodi biyu masu mahimmanci don samun damar biya a cikin shago tare da na'urar mu ta hannu. Tabbas, kafin ƙaddamarwa a wannan lokacin dole ne mu zaɓi tsakanin Apple Pay, Samsung Pay da Android Pay, Manyan bayanai guda uku na biyan kudi ta hanyar wayan komai da komai yau zamuyi kwatankwacinsu, lallai ya fitar dakai daga shakku dayawa.
Waɗanne na'urorin hannu ne ake tallafawa?
Idan kuna da na'urar hannu tare da tsarin aiki na Android, tabbas tabbas zaku iya amfani da biyan kuɗi ta hanyar tashar ku kuma wannan shine Google yana ba da izinin amfani da Android Pay daga nau'ikan 4.4 KitKat. Tabbas, ya zama dole a sami wayar zamani wacce ke da fasahar NFC kuma wannan ma ba shi da tushe.
Game da Samsung Pay, kamar yadda kuke tunani da gaske, abin yana da ɗan iyaka kuma shine cewa wannan sabis ɗin yana iya kasancewa cikin Samsung Galaxy S7, S7 Edge, S6, S6 Active, S6 Edge, S6 Edge Plus, zangon Galaxy A5 daga 2016 da 2017, kuma ba shakka a cikin iri biyu na Galaxy S8. Yana jan hankalin wasu daga cikin kamfanonin da aka sayar da su ta kamfanin Koriya ta Kudu kamar dangin Galaxy J, kodayake tabbas a cikin sifofi na gaba za mu ga yadda yiwuwar biyan kuɗi ta waɗannan na'urori zai fara samuwa.
A ƙarshe Apple Pay yana dacewa da kowane iPad ko iPhone wanda ke da fasahar NFC, wato, iPhone 6 gaba kuma tare da sabon sigar iOS. Bugu da ƙari, za mu iya amfani da su don biyan Apple Watch ɗinmu, wanda idan har aka yi aiki tare da iPhone ɗinmu zai ba mu damar yin biyan kuɗi ta hanyar da ta fi sauƙi.
Waɗannan su ne bankunan da suka dace da Android Pay, Samsung Pay da Apple Pay
Ba kamar sauran ƙasashe da yawa ba, bankunan suna da alama su ne ke yin caca mafi ƙanƙanci a kan sabon tsarin biyan kuɗin wayar hannu. Na gaba, zamuyi nazarin halin da ake ciki yanzu, inda ba a ƙara ƙarfafa ƙarfin Android Pay sosai ba, yana ba kusan dukkanin sanannun Samsung Pay da Apple Pay.
Sabis ɗin biyan kuɗi na Google ya sami damar dogara ne kawai da tallafin BBVA a Spain, ɗayan mahimman bankuna a cikin ƙasarmu da duniya baki ɗaya, amma babu shakka yana iyakance iyakokin aikin Google Play. Bugu da kari, hakanan ya hana masu amfani da dama samun damar yin amfani da wannan sabis ɗin a kwanakin su zuwa yau. A halin yanzu babban kamfanin binciken bai sanar da sabbin yarjejeniyoyi ba, kodayake muna tunanin cewa bai kamata su dade da zuwa ba.
Don sashi Samsung Pay eh ya yi nasarar sanya kansa a cikin kyakkyawan matsayi, godiya ga goyon bayan CaixaBank, ImaginBank, Servicios Financieros El Corte Inglés, Banco Santander, Abanca da Banco Sabadell. Duk waɗannan cibiyoyin kuɗaɗen sun sanya sabis ɗin biyan kuɗin wayar hannu na Samsung ya zama shugaba na gaskiya, kodayake a halin yanzu yana da iyakantaccen 'yan na'urori waɗanda za a iya amfani da su don aiwatar da biyan kuɗin.
apple Pay yana fama da wani abu makamancin abin da ya faru da Android Pay kuma wannan shine cewa Disamba mai zuwa zai nuna shekara ta ƙaddamarwa a cikin ƙasarmu, kuma ana iya amfani dashi ta hanyar Banco Santander. Tabbas, game da sabis na Cupertino ana iya amfani da wannan ta hanyar Gidan Abincin Ticket da Carrefour Pass. CaixaBank, ImaginBank, VISA da N2017 zasu haɗu a cikin 26, wanda babu shakka zai zama babban mahimmin mataki ga tsarin biyan wayar hannu na Apple.
Wanne ya fi kyau, Apple Pay, Samsung Pay ko Android Pay?
Amsar wannan tambayar tana da rikitarwa da gaske kuma shine duk da cewa fewan ƙalilan daga cikinmu sun sami damar amfani da sabis ɗin uku, yawancin masu amfani sun gwada wanda na'urar su ta hannu ta basu dama. Ga masu amfani da wayoyin Samsung, tabbas mafi kyawun sabis shine Samsung Pay, amma ga mai wayar iPhone mafi kyawun sabis shine Apple Pay..
Gaskiyar ita ce Android Pay shine mafi rauni sabis na ukun tunda zamu iya amfani dashi kawai idan muna abokan cinikin BBVA. Tsakanin Samsung Pay da Apple Pay bambance-bambance ba su da yawa, tun da yake sabis na Cupertino shima yana da iyakancewa, aƙalla a halin yanzu, Samsung ma yana iyakance shi ta devicesan na'urori masu hannu waɗanda ake dasu.
A wurina, ina da iPhone ba tare da wata shakka ba mafi kyawun sabis shine Apple Pay, amma idan kun riƙe Samsung a hannunku, tabbas zaku zaɓi Samsung Pay kuma idan kuna da tashar Android mafi kyawun zaɓi shine Android Pay.
Sabis ukun har yanzu suna da sauran aiki mai tsawoGaskiyar ita ce, dole ne dukkansu su kutsa cikin kasarmu da wasu da dama, suna samun goyon bayan manyan bankuna har ma da manyan shaguna. A wancan lokacin, kuma lokacin da ya fi sauƙi a biya tare da na'urarmu ta hannu fiye da kuɗi ko katunan kuɗi, lokaci zai yi da za a tantance wane sabis ne ya fi kyau. A yanzu, zamu iya cewa ayyukan uku sun daidaita, kuma sune mafi kyau ga kowane mai amfani wanda yake amfani dasu.
Me kuke tunani game da biyan kuɗi kuma menene mafi kyawun sabis don ku?. Faɗa mana a cikin sararin da aka tanada don tsokaci akan wannan sakon ko ta ɗayan hanyoyin sadarwar zamantakewar da muke ciki da kuma inda muke fatan jin ra'ayoyinku kan wannan batun.